High Risk Merchant Account

We open merchant accounts for you at trusted acquirers across Europe and beyond. Our strengths are:

Strong relationships with acquirers

Deep industry knowledge

Customer-centric approach

Excellent reputation on the market

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The importance of the due diligence

The underwriting process is a necessary step to open a merchant account. Acquirers will always perform a due diligence to make sure that:

  • Your business fits their risk policy
  • Your website is compliant with the card scheme's rules
  • Your company structure is acceptable
  • Directors/UBOs are not problematic

We, at eFlow Processing, will help you through the whole process (gathering KYC documents, reviewing the websites, answering Acquirer's questions, etc.).

Our business model

The High Risk industry is a small world in constant mutation. It is vital to keep updated and take appropriate actions when required. At eFlow Processing, we handle the complexity to let our merchants focus on what really matters: make business.

Our business model is very simple: we are getting paid by payment providers only if our merchants are processing transactions and as long as they keep doing it. Our merchants' success is our success. It also means that we are working "for free" with our merchants. The results will speak for themselves.

Monitoring

Opening a merchant account is an important first step. But the ultimate goal is to keep it. Our team is constantly monitoring the following KPIs:

  • Volume processed
  • Average transaction value
  • Approval ratio
  • Refund ratio
  • Chargeback ratio
  • Fraud ratio
  • Open-source complaints

If one or more KPIs turn red, we perform a quick analysis and we agree on a remediation plan with you and with the Acquirer.

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Name Surname

Position, Company name

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Name Surname

Position, Company name

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Name Surname

Position, Company name

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Position, Company name

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Name Surname

Position, Company name

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Name Surname

Position, Company name

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Name Surname

Position, Company name

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Name Surname

Position, Company name

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Name Surname

Position, Company name

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FREQUENTLY 
 ASKED QUESTIONS ? 

What is a Merchant Account?

A Merchant Account is a business account that allows merchants to process debit and credit card transactions.

Still have questions?