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50+
Years of combined experience in High Risk
500+
Merchant Accounts opened in 2024
20+
Trusted Acquiring Partners
"
For nearly a year, our collaboration with eFlow Processing has been consistently enjoyable. Benji and his team have impressed us from the outset with their expertise and proactive approach. Their swift communication and thoroughness make them a great choice for anyone considering working with them.
Steinar
Sales Director
"
I've been working with eFlow Processing for over a year now and they have consistently exceeded my expectations. They are always on top of their game and quick to solve any issues that may arise. Their customer service is second to none and they have a deep understanding of the industry. I highly recommend eFlow Processing.
Alex
Founder
ICE Barcelona 2025

ICE Barcelona 2025

20-22 January, Barcelona, Spain

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Our partners

We are constantly looking for new partners to add value to our clients. Feel free to reach out.

FREQUENTLY 
ASKED QUESTIONS

What type of businesses do you work with?

We serve all industries, including high risk businesses, as long as it is legitimate and well-managed.

How do I know if my business is considered High Risk?

To determine if your business is considered high risk, Visa and Mastercard classify merchants using a Merchant Category Code (MCC). Each business is assigned an MCC based on the type of goods or services it provides. Some industries and businesses fall into categories that are labeled as "high risk" by these payment networks due to factors such as high chargeback rates, regulatory scrutiny, or the nature of the products offered.

There is an official list of MCC codes that Visa and Mastercard consider high risk. These include industries like adult entertainment, online gaming, travel agencies, subscription services, and certain financial services. If your business falls under one of these MCC codes, it will be categorized as high risk.

If you're unsure about your MCC or whether your business is high risk, we can help review your business model and guide you through the process. Feel free to consult our blog post about high risk mcc codes for more information.

How long does it take to open a Merchant Account?

It takes between 7 and 21 days in average. Having a complete KYC package and a compliant website will considerably speed up the process.

WHO we
are

Get to know our dedicated team of passionate individuals who work tirelessly to provide exceptional service and drive success for our merchants. Whether it's through collaboration, innovation, or a committment to excellence, our team members embody the values that make our company a leader in the industry.

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