Your success is our success.
Our mission is for every legitimate online business to succeed. Our business model is success-based. We have mutual interests in making this all work.
TRUST & TRANSPARENCY
It's all about People. eFlow Processing is carefully selecting its partners and clients to ensure long and lasting relationships. Trust and transparency are crutial to succeed in this business.
INTERNATIONAL TEAM
Our team members are located in Brussels, Amsterdam and Warsaw, with plans to expand globally.
DISCOVER
OUR TEAM
Our CEO and Founder, Benjamin Joyeux, is a former Business Development Director in a top-5 multinational acquiring company. He launched eFlow Processing to help High Risk Merchants to find sustainable banking and acquiring solutions.
Antoine is an experienced professional with a strong background in business consulting and government service. As the Director of Finance and Operations, he excels in billing, reporting, and analytical work. He's dedicated to providing clients with valuable insights for informed, strategic decisions, driving business growth and success.
David boasts a two-decade career in multinational payment firms, specializing in risk management, compliance, and fraud prevention. As eFlow Processing's Risk & Compliance lead, he leverages his extensive experience to enhance sustainability and identify growth opportunities. His close collaboration with commercial stakeholders and management of relationships with acquirer partners and APM providers align seamlessly with the company's long-term goals since his arrival in Spring 2023.
Marek, a customer-centric problem solver and avid payment ecosystem enthusiast, joined eFlow Processing in April 2023 with a mission: to safeguard client revenue, optimize high-risk e-commerce businesses sustainably, and shield merchants from fraud and disputes. While his educational background is in linguistics, he found his true passion in finance. With two years of experience at leading Issuing and Acquiring banks, he's developed expertise in high-risk e-commerce verticals. In his free time, Marek enjoys Formula 1, gym workouts, video games, and recently, airsoft.
Michał, aged twenty-seven, began his payments career in a top-5 multinational acquiring company, working with major ISOs in their high-risk division. He then joined CitiBank Europe's AML Sanctions unit. Currently, as Head of Customer Support at eFlow Processing for approximately a year, he manages merchant onboarding across various acquirers and offers ongoing assistance. In his free time, Michał enjoys sports, weightlifting, and coffee.
Robbert, a Dutch PSP professional, became a trusted relationship manager. He joined a top-5 multinational acquiring company over nine years ago to establish a high-risk portfolio from scratch. Despite industry unfamiliarity, he successfully educated and formed lasting partnerships worldwide. In the present year, he continues contributing to eFlow Processing's success, working with a respected industry team. Beyond work, Robbert enjoys global connections, ocean activities, sports, speed biking, and birdwatching with his children in mountains.
Our partners
We are constantly looking for new partners to add value to our clients. Feel free to reach out.
Supported Business model
PHYSICAL GOODS
Any product that can be shipped or delivered to the customer's address.
Other types of High Risk businesses
Other types of High Risk businesses
Digital goods
Any goods that are sold, delivered and transferred in digital form
Nutraceuticals
Dietary supplements and Cosmetics
SUBSCRIPTION billing
Merchants charging customers for goods or services at predefined intervals
STAY TUNED
Don't miss out on the opportunity to stay informed and up-to-date on the latest trends and insights in the payment industry.
FREQUENTLY
ASKED QUESTIONS ?
Why should I rely on you to open merchant accounts?
- You will get a compliancy review of your business, free of charge.
- You will benefit from our extensive network and good reputation in the payment industry.
- You will be assisted by payment experts during and after the onboarding process.
- You will always be aware of the industry trends and regulation changes.
What is your experience in high risk payment processing?
Benjamin Joyeux joined the payment industry in 2014. He started as an Account Manager for Worldline in Belgium, then became International Business Development Manager specialized in High Risk in 2016. His last position at Worldline was Head of Business Development for High Risk. He was in charge of a team of business developers across the globe.
Are you registered as an ISO?
Yes, we are registered as an ISO at both card schemes.
WHO ARE WE?
Get to know our dedicated team of passionate individuals who work tirelessly to provide exceptional service and drive success for our merchants. Whether it's through collaboration, innovation, or a committment to excellence, our team members embody the values that make our company a leader in the industry.