RDR cases treated per month


Acquiring bank partners


years of experience


merchant accounts opened in 2022


eFlow Processing is a pure high-risk player. We stay lazer focus on a limited number of verticals/industries to maintain the highest level of expertise and knowledge.


Merchants charging customers for goods or services at predefined intervals

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Merchants charging customers for good and services at predefined intervals represent additional risks of disputes than straight sales merchants. In additional, subscription merchants use various marketing tactics to attract more customers such as negative option billing (free or paid trial). It is a well known and effective business model, but it can also generate confusion or dissatisfaction because the seller interprets a customer's silence as assent to be charged for goods or services. Acquirers are often reluctant to board recurring billing merchants, especially if the subscription interval is longer than 6 months. At eFlow Processing, our goal is to maximize your chances of getting approved despite your riskier business model. Recurring billing brings additional risks of disputes.

Digital goods

Any goods that are sold, delivered and transferred in digital form

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Digital goods

Digital goods

We support e-commerce businesses selling digital content such as online courses, e-books, coaching programs and softwares.


Any product that can be shipped or delivered to the customer's address.

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Merchants are always looking for ways to maximize their conversion rate. By offering alternative payment methods, merchants can unlock access to certain types of customers and make it more convenient for them to purchase. One of those alternative payment methods (APMs) is of course the crypto payment. Together with our trusted partner, we make it possible. You can get settled in crypto or in fiat, at your best convenience. You don't have to hold crypto or face price volatility. It's your choice.

MONEY 20/20

MONEY 20/20

3 - 6 June 2024, Amsterdam, The Netherlands

Meet us there!

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Money never sleeps. True statement, especially with payments. Our solutions will allow you to process transactions everywhere on earth, at any point in time. To ensure a smooth experience, our customer support team is be available 24/7.

Your success
Is our success!
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Our partners

We are constantly looking for new partners to add value to our clients. Feel free to reach out.


How do I know if my business is classified "High Risk"?

Card schemes classify merchants per MCC (Merchant Category Code). The MCC is a four-digit number assigned to describe a merchant’s primary business. Some of them are classified "High Risk". If you fall into one of those categories, there is no other way around.

Why eFlow Processing?

Acquirers may be reluctant to board your business because of its nature. Apply for a merchant account through eFlow Processing is free of charge and it will most likely increase your chances of getting approved by the acquirers. Our credibility on the market and our extend network of trusted partners will reinforce your case.

What can you do for me?

We will start by analazying your business model and your specificities. We review the website and the operations to ensure compliancy. We help you to gather your KYC package and we take care of the communication with the service providers. We will take care on your merchant account, even after the "Go Live". Your success is our success!

WHO we

Get to know our dedicated team of passionate individuals who work tirelessly to provide exceptional service and drive success for our merchants. Whether it's through collaboration, innovation, or a committment to excellence, our team members embody the values that make our company a leader in the industry.